The development of the OraWEB-PO remote e-banking system has adopted a flexible approach, resulting in easy parameterisation and adaptation to the needs of users. The main features of the system include:
Flexibility – The OraWEB–PO system consists of specialized modules with means for integration and parameterization according to the customer's needs, which allows for easy and quick implementation, as well as future expansion of the e–banking services offered by the financial institution.
Integrity – The OraWEB PO system offers a single solution for providing the full range of electronic services to its customers – round–the–clock access to information on accounts, movements, transfers, exchange rates, etc., as well as providing the ability to issue BGN and foreign currency payment orders, collection requests and consents, account and card opening requests, cash withdrawals, etc. The system provides communication via WWW, E–MAIL, SMS. The product minimizes the possibility of inaccuracies and erroneous financial transactions through a standardized operating technology by the financial institution management, which users are compelled to follow.
Modularity – The OraWEB PO system consists of modules created by a single team that can be used together and separately. A common building strategy has been implemented in the development of the system modules, making them easy to use for users.
Reliability – – The OraWEB PO system has been implemented using time–proven technologies and system software that ensures an extremely high degree of operational reliability.
Security – The OraWEB PO system features a sophisticated security system that defines the individual and group permissions of each user in the financial institution's electronic banking system. State–of–the–art encryption and information protection tools are used, as well as a number of additional security mechanisms to prevent the possibility of unauthorized interference with the system. Additionally, each action or operation performed by the user records a complete log of the changes made, which can be easily monitored afterwards.
Accessibility – The OraWEB PO system is based on affordable system technologies, which ensures cross–platform portability, application scalability, ease of use, compatibility with various external products and banking systems.
Optimization of investment policy – The OraWEB PO system has built–in scalability tools, which allows incremental investment in computing resources according to the growth in demand for the services offered. On the other hand, the system is self–contained, communicating with the core banking system and external products through parameterizable information gateways, which minimizes the cost of building additional or modifying existing connections to external systems.